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      Aditya Birla Sun Life AMC Limited

      MUTUALLY

      Podcast 10

      My Budget - Managing income and expenditure to create surplus

      Do you always run out of money by the end of the month? It’s time you think of budgeting that will enable you to find a balance between income and expenditure, due to which you will be able to create a surplus budget for investments. The foremost rule of getting closer to personal financing is “pay yourself first.”

       

      Once you know how much you’re going to invest, you can prepare income and expenditure account that includes your fixed and variable expenses. The fixed costs are unavoidable, such as utility bills, EMIs, rent, etc. On the other hand, variable costs include bills related to leisure activities, vacation, shopping, etc. This will help you know where you can control your spending.

      Listen to the podcast for insights on budgeting.

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      My Financial Goal #123

      Buy a House123

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      15/05/2025

      Create your own goal through "Smart Selfie"123

      Get Started123 ❯

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      The story is about an enterprising boy in a village who was wise in investing his money in new opportunities and earned money from the same. Similarly we have to spread our investments in various asset classes based on our goal and risk appetite.